Introduction
Thank you for using SpendWise. Your privacy is important to us. This Privacy Policy explains how SpendWise collects, uses, stores, and protects your information when you use the application.
By using SpendWise, you agree to the practices described in this Privacy Policy.
Information We Collect
SpendWise is designed to help you manage your personal finances. Depending on how you use the application, the following information may be stored:
- Income records
- Expense records
- Categories
- Payment methods
- Notes or descriptions entered by you
- Application preferences and settings
The application only stores information that you choose to enter.
Personal Information
SpendWise does not require you to create an account. We do not request sensitive personal information such as:
- Name
- Address
- Phone number
- Government identification numbers
- Bank account credentials
- Credit or debit card information
This does not prevent you from voluntarily including such information in transaction descriptions or notes.
How Your Data Is Stored
Unless you explicitly use export or backup features, your information remains on your device and is not automatically uploaded to our servers.
Data Usage
Your information is used only to provide application features, including:
- Recording transactions
- Organizing expenses
- Displaying reports and charts
- Managing categories
- Calculating summaries
- Personal budgeting
We do not use your financial information for advertising or marketing purposes.
Third-Party Services
SpendWise may use trusted third-party libraries or platform services that help the application function properly.
- Flutter framework
- Android operating system
- iOS operating system
- Google AdMob
These services may have their own privacy policies. If additional third-party services are introduced in future updates, this Privacy Policy may be updated accordingly.
Advertising — Google AdMob
SpendWise uses Google AdMob to display advertisements. Google AdMob may collect certain information, such as device identifiers, advertising ID, IP address, and app usage data, to provide and improve personalized and non-personalized advertisements.
We do not control or directly access the information collected by Google AdMob.
Data Security
We take reasonable measures to protect your information. However, no software or storage system can guarantee absolute security.
You are responsible for protecting your device using appropriate security measures such as:
- Device lock
- Password
- PIN
- Fingerprint
- Face authentication
Backup and Restore
If you export or back up your data, you are responsible for keeping those files secure.
We are not responsible for unauthorized access to exported files stored outside the application.
Children's Privacy
SpendWise is not specifically intended for children under the age of 13.
We do not knowingly collect personal information from children. If you believe a child has provided personal information through the application, please contact us.
Your Choices
You remain in control of your information. You may:
- Add or edit transactions
- Delete transactions
- Delete categories
- Export your data
- Uninstall the application at any time
Uninstalling the application may remove locally stored data unless it has been backed up separately.
Changes to This Privacy Policy
We may update this Privacy Policy periodically. Any changes will become effective once published on this website or included in future application updates.
We encourage users to review this Privacy Policy occasionally.
Contact Us
If you have questions about this Privacy Policy or how your information is handled, please contact us.
Consent
By using SpendWise, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.